Windermere Real Estate

Windermere Real Estate/Commencement Associates

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For 11/22/2009
Programs	Rate	APR	P&I
30 Year (fixed)	4.750%	4.915%	$782.47
15 Year (fixed)	4.125%	4.446%	$1118.95
3/1 Arm*	3.750%	3.514%	$694.67

FHA	0.00000%	0.00000%	$0
Calculations based on loan amount of $150,000 at an 80% loan-to-value. *ARM loans based on 30 year term and APR may increase after closing.